How to Pray About Your Finances

by Evan Collister | Sep 11, 2020 | Articles

Should we talk to God (a.k.a: pray) about money? The answer is simple… yes! Regardless of our financial position, prayer is essential for Christ-centered, faithful, money management.

Why? Because “our” finances are not actually ours. They’re God’s! Friends, the universe and everything in it belongs to God (Psalm 24:1). Everything we have is not actually ours, it’s God’s. Our cars, cats, toasters, bodies, souls, minds, wallets, and bank accounts all belong to God. We are merely stewards. We are managers of his belongings, and he has entrusted them to us for his glory and purpose. As Ron Blue has stated, “All that I have, I’ve received.”

To be faithful in “our” finances, we must first have the proper perspective: God is the owner, I am the manager. And if we are managers, we must seek the will of the Owner in order to do with his belongings what he desires.

How to Pray About Your Finances

But how? Maybe you have never prayed about your finances before, and you’re wondering how to begin this conversation with your heavenly Father. Friends, the Lord’s Prayer (Matt 6:9-13) is a beautiful model from Jesus on how to pray:

  • Our Father in heaven, hallowed be your name = praise
  • Your kingdom come, your will be done, on earth as it is in heaven = submission
  • Give us this day our daily bread = petition
  • and forgive us our debts, as we also have forgiven our debtors = confession
  • And lead us not into temptation, but deliver us from evil = protection

We can use the framework of the Lord’s Prayer in our own prayer life to guide us in speaking with God. You can begin by offering a statement of praise and adoration to our almighty God. Then, humble yourself in submission to God’s will. Next, bring your petitions and requests before him—no matter the subject. Confess your sins, and finally, ask for the Lord’s protection and deliverance from temptation.

Getting Started

If you struggle talking to God about your finances, try beginning with the powerful prayer of Jesus, and simply tell him what’s on your heart. Allow Jesus’s words to be a starting place, a springboard for you to share your financial fears, thoughts, feelings, ideas, and joys. Let me share one example:

Praise: Our Father in heaven, hallowed be your name – You are the God of all creation, there is no one like you, and no God besides you. You are the God over my life and all that is in it, including my finances. I worship you today because you are worthy to be praised.”

Submission: Your kingdom come, your will be done, on earth as it is in heaven – Father, you have entrusted me with two paychecks this month, and I lay them at your feet knowing that this money is yours not mine, and I desire to be faithful with it.”

Petition: Give us this day our daily bread, Thank you, Father, for your provision! Please guide me in giving generously, spending appropriately, and saving only what is needed. You know the daycare bill is higher this month, and my grocery budget is tight. I am seeking you for wisdom on what to do. Please Lord, provide food for my family, and prevent any other expenses from arising.”

Confession: and forgive us our debts, as we also have forgiven our debtors – Please, Lord, reveal to me any past mismanagement of the resources you have entrusted to me, and strengthen me to forgive the financial wrongs that have been made against me.”

Protection: And lead us not into temptation, but deliver us from evil – I need your guidance in determining this month’s budget! Holy Spirit, reveal to me any financial dangers or poor stewardship decisions. Lord, you know that I am so quick to doubt your financial provision, and I lay this fear before you and ask that you cast it out. Deliver me Father from worry, fear, and anxiety over my finances. Fill me with faith, help me to trust you, and empower me to be a faithful steward today. In Jesus’s name, amen.”

So, should we pray about “our” finances? Absolutely! As stewards, we must seek the will and desires of the true and ultimate Owner.